[youtube="http://www.youtube.com/watch?v=bd6ulineWH0"]

Home buying rules:
1. Don’t buy if you can’t stay put.

2. Start by shoring up your credit.

3. Aim for a home you can really afford.

4. If you can’t put down the usual 20 percent, you may still qualify for a loan.

5. Buy in a district with good schools.

6. Get professional help.

7. Choose carefully between points and rate.

8. Before house hunting, get pre-approved

9. Do your homework before bidding.

10. Hire a home inspector.

[youtube="http://www.youtube.com/watch?v=zKfM_D1gNAo"]

A man contracted to paint a church. He noticed that he had not bought enough paint, it was Friday and he couldn’t possibly get the additional paint he needed before the big event at the church. He had promised it would be done, so he decided to thin the paint so it would spread further.

Sunday came and the membership was seriously disappointed with the paint job. There were places where it was so thin you could see right through it. There were other places where it ran and dripped on the sidewalks and steps. The congregation called an emergency meeting.

They decided to have the man come back and redo the paint. The job fell on the pastor to go tell the man he had to come back and redo the paint. So, the pastor was a good man who was always very thoughtful about what he said and keeping peace and all. He went to the man’s home Monday morning and knocked on the door. The man came to the door and the pastor still didn’t know what he was going to say to the man. The man, kind of shocked at the sight of the preacher, blurted out “Excuse me preacher, I don’t feel very well, this hang-over has me by the tail!”

The preacher immediately knew what to say,,