Posted by: Surfer | November 15, 2009

Dream Home

According to www.stjude.org/ you can win a house, valued between $300,000 and $700,000, or another great prize by participating in the St. Jude Dream Home® Giveaway. Reserve your $100 ticket for a chance to win, while supporting St. Jude Children’s Research Hospital, one of the world’s premier pediatric cancer research centers.

Each year, generous local partners help with the construction and promotion of the St. Jude Dream Home program. Find out about the St. Jude Dream Home house in your market. Search by zip code for more information or to reserve your ticket.

Tickets are reserved on a limited basis. Additional prizes including jewelry, shopping sprees, automobiles and groceries increase your odds of winning.

For more information about participating in a St. Jude Dream Home Giveaway in your area, contact dreamhome@stjude.org. Please provide your city and state of residence.

You could win a house. You will make a difference.

Posted by: Surfer | November 2, 2009

Make Your Home Greener

What is to be green? To be green is just to be more efficient. I’m sure you know well the ways you can make your home greener. Here is the list of top 10 ones which can remind you a little things you are able to do to make your own home more energy and water efficient. Actually this is a few simple changes in your house which will combat both high energy bills and global warming. I’ve found this information on http://www.pathnet.org/. So, visiting this site you can learn more about.

Well, first of al
Use CFLs

Replace your incandescent light bulbs (the cheap ones you probably got at the grocery store) with ENERGY STAR® qualified compact fluorescent light bulbs (CFLs). By replacing even your five most frequently used light bulbs, you’ll save $100 per year. Find out exactly how much you can save (pdf). If every family in the U.S.A. did this, greenhouse gas emissions would be reduced by one trillion pounds–there are 12 zeros in a trillion! More on energy-efficient lighting.

Program Your Thermostats

Save 10% on your heating and cooling costs just by setting your thermostat back when you’re not home and while you’re sleeping. Program your thermostat to 78 degrees F or higher in the summer and 62 degrees F or lower in the winter. If you tell it to return to your preferred temperature before you return home, you won’t ever know the temperature changed, until you look at the reduction in your energy bills. Select ENERGY STAR qualified programmable thermostats.

Plug Air Leaks

Air leaks are the greatest energy waster in the home, but they can be simple to plug. Install weatherstripping and caulk to stop those expensive drafts and improve comfort. It’s cheap and easy, and almost anyone can do it. Look for leaks around windows, doors, electrical outlets, plumbing penetrations, and in the attic floor.

Tune-Up Your HVAC

HVAC maintenance is key to healthy and efficient heating and cooling. Get a professional tune-up every two years. It will cost around $100, but will save 5% to 10% on your heating and cooling bills. Also, clean or replace your filter every month. Dirty filters block normal airflow and significantly reduce the efficiency of the system, which wastes your money.

Did You Know?

The average home emits 27,000 lbs of carbon dioxide annually, almost three times that of a midsize sedan. Following these steps will reduce your home’s CO 2 emissions.

Go Low-Flow

Install low-flow showerheads and faucet aerators to save resources without sacrificing water pressure. An efficient showerhead will save a family of four up to $285 per year. They can cost less than $15, and installing them couldn’t be easier: they just screw on.

Optimize Your Water Heater

If you don’t have one installed already, put an insulative jacket around your hot water heater, and insulate the pipes around the water heater. Insulative jackets cost between $10 and $20, and you can get pipe insulation for less than $1 for six feet. Also consider turning the temperature on the water heater down to 120 degrees. It will save you money and prevent scalding.

Plant a Tree

Shade trees can significantly lower your cooling costs by up to 25% . They also make your home more comfortable, and provide habitat for song birds. In addition, properly placed trees and shrubs act as windbreaks, shielding your home from cold winds and reducing heating costs by 20%.

Buy ENERGY STAR

When replacing your appliances, select ENERGY STAR qualified products. When replacing your water heater, furnace, or air conditioner, you should also select ENERGY STAR qualified products. You will save 10-30% on the operating costs vs. non-ENERGY STAR equivalents. Find out exactly how much you save.

Request a Blower Door Test

A blower door test will uncover the hidden holes and cracks that are the main source of energy loss in your home. For example an open fireplace damper can let 8% of your heating costs slip out the chimney. Hiring a certified Home Energy Rater (HERS) costs $200 to $400 and is worth every penny. You should have the inspection cost paid for within two years, and your home should be significantly more comfortable, and green.

Use Low-VOC products

After painting, the volatile organic compound level can be 1,000 times the healthy normal level. Select low or no-VOC paints and finishes to combat this health hazard. When selecting paints, look for the Green Seal. When cleaning around the house, use non-toxic natural products or make your own green cleaning products.

And a Bonus…Check Insulation

Make sure that there are no areas in your attic floor with inadequate insulation. Insulation is your ‘Great Wall of China’ against heat loss. Imagine the effectiveness of the Great Wall in protecting against invaders if it had a 300 foot gap in it, or only stood a couple of feet high. Insulation works the same way. Even a small area with limited or no insulation, or insulation that has been damaged or compressed, can significantly decrease the effectiveness of the area’s insulation. How much insulation do you need? Follow the Department of Energy’s recommendations.

Find out more about green building, including tax incentives and other rebates to make your upgrades more affordable

Posted by: Surfer | September 19, 2009

Most Expensive Properties

While you’re still dreaming about purchasing the home of your dream Russian billionaire Roman Abramovich has quietly added a $90 million estate in St. Bart’s to his global toy chest, which already includes a Cap d’Antibes chateau, an English soccer team and one of the world’s largest yachts, the Wall Street Journal reports.

For today it is the most expensive private house in the world, British newspaper Daily Express informs. If if the house to buy in the mortgage monthly payment will make 1,6 million pounds sterling (about three millions dollars). The Russian oligarch and its girlfriend Darya Zhukov have looked after to itself palace La Leopolda during a private trip across southern France.

La Leopolda, being near to Monte-Carlo, is famous for a view of the sea and a garden. The area of 10 acres (about four hectares) 50 gardeners are engaged in an estate.

Initially the country house was under construction for a beloved of the king of Belgium Leopold. Owners of an estate in due time were, including, founder Microsoft Bill Gates (Bill Gates) and owner Fiat Джанни Агнелли (Gianni Agnelli).

Abramovich posesses one more country house nearby in cost of 15 million pounds sterling (30 million dollars). Estate Chateau de la Croe is located just on road to La Leopolda. Also Abramovich owns the real estate in the Great Britain and in Russia.

In too time newspaper The Independent puts reliability of the information on purchase La Leopolda under doubt. According to the edition, representative Abramovich in Moscow has categorically denied hearings about country house purchase. “It at all so, – is assured by him. Abramovich already has a property in France, what for to it still?”

Posted by: Surfer | September 3, 2009

Home Appraisals

All those who buy a home or refinance a mortgage, probably know that a home appraisal is almost always required before a loan can close. At the same time there are many other borrowers who might not know about appraisals well enough.

Well, what is this and why it’s important.

Actually a real estate appraisal is an opinion of a property’s value prepared by a licensed real estate appraiser. Each property is unique, so appraisers rely on their expertise and information they’ve gathered about the neighborhood, the property and sales prices of other comparable properties.

Appraisals are supposed to be unbiased and free from the influence of anyone’s opinion of the home’s value. The new rules have placed greater restrictions on attempts to unduly influence appraisers.

Who pays for the appraisal?
Borrowers usually pay for a home appraisal upfront or during the loan application process since the appraisal must be completed before the lender will approve the loan. Under the new rules, borrowers who switch to a different lender during the loan process, as sometimes happens, may have to pay for another appraisal to satisfy the new lender. Even though the borrower pays the appraiser’s fee through the lender, the appraiser typically is independent and not an employee of the lender.

The main purpose of an appraisal is to help the lender assess the value of the property and decide whether to approve the loan. That’s why a new appraisal typically is required for a loan refinance as well as a home purchase.

Is an appraisal the same as a home inspection?
Another common misconception is that a home appraisal is the same as a home inspection. Appraisers do consider the condition of the home and may note any major problems, but their observations aren’t a substitute for a home inspection. Home buyers should always get an inspection of the home by a home inspector in addition to the appraisal.

Posted by: Surfer | July 1, 2009

Planting And Growing Flower Bulbs

Here is expert Jessica Smith explanes how to plant daffodils.

Posted by: Surfer | June 20, 2009

You Have a Dream?

No wonder that people who purchase a house or an apartment, or those who want just to remodel their bored to death living space want to design it in the image of their dream home finally. People who don’t have dreams don’t have much, right?:-)

And here, you must admit, that the style, functionality and durability play an important or sometimes even main role in choosing right furniture that will make your home interior increase its options for function, comfort and livability.

Well, if you are going to buy Modern Furniture for your home or business office the first step you should make is to decide what you exactly need and how that’s going to fit into your budget. And today looking to buy furniture you have really great opportunity to choose, compare and buy it online. There is wide range of online stores providing high quality Contemporary Furniture any kind and style you wish though it were dining, living, kids or bedroom furniture at affordable prices with free delivery and assembly.

The process of buying anything you need has become simple and easy today and that’s great. So, you have a dream? It’s landed in your hand.

Posted by: Surfer | June 18, 2009

Renovation and Moving Stuff

When it comes to renovation something just strikes you over the head with the only word – money! Yes, right, you need to waste tons of money in order to make your house looking a bit more modern and to change even several things in it might turn out to cost a fortune.

Unfortunately, if you are not a millionaire you need to save money for a renovation and even after you end with maintenance there would be people who have better decorated houses or apartments though they have spent even less money on renovation.

This is just like a roulette – you never know what will be cheaper or more expensive but one thing is clear: if you want to save on moving and it doesn’t matter what you are actually going to move – you should better consult moving companies New York as only they know how to perform their work flawlessly and with proper quality.

Of course, you can move all the building materials yourself using your own vehicle and then you will need to polish and to clean your car from the wastes. Hardly ever you would save money if you think that long island residential moving can be done all on your own. Do not forget that all the building materials need to be assembled and if you are alone to do it it may take you more than a day. Moreover, I really doublt that it will be a colossal pleasure for you to do all this long island packing.

Posted by: Surfer | June 8, 2009

Make Your Home Green

There are wonderful green homes and I guess that anyone wants to to live in green. And it doesn’t mention rented or owned, affordable or market-rate, single-family or multi-unit, urban, suburban or rural home you have now but your housing can be green.

What is this – green houme? It means that your house uses less energy, water and natural resources, creates less waste and is healthier for the people living inside compared to a standard home. Actually ir’s not too hard to do that.

A home can be built green, or you can make it green later. A green makeover can happen all at once, or it can be a gradual process. But what it all comes down to is a new way of thinking – and a new way of living. From a more energy-efficient kitchen to a tree-filled backyard paradise, your home can be green top to bottom, front to back, inside and out. And it doesn’t matter whether you rent or own, live in an apartment or single-family home, or live in the city, the suburbs or the country.

The fact is there are many very real benefits to living in a green home.

Posted by: Surfer | May 2, 2009

Home Improvement Improves the Enviroment

How to make the air fresh and clean has been in the center of attention for the last decades at all the conferences. Actually this issue is up to 99% percent in the hands of the goverment of any country but 1 per cent still remains to the common people and it is we who can at least make our indoor air fresh and clean. We adore breathing in the sea air and we usually can’t get used to the city smog when we return from a sea voyage.

Installing ductless air conditioner will save you from possible health problems as the usual air conditioner poorely regulates the indoor climate and most people may catch a cold when they leave an apartment and come out to the street.

Fujitsu air conditioners are the revolutionary ductless systems that through new and more advanced technology using Inverter air cooling central heat pumps are more economical to operate and quieter to run than conventional units.

That is why one should always be aware what has been offered on the market today and how to improve your living. Home improvement is the first step in improving the global environment.

Posted by: Surfer | April 22, 2009

Should European furniture be made in Europe?

There are moments in your life when you just wake up and do not smile because of the surroundings you are in. This usually happens when your old furniture doesn’t look stylish or even worse – it really looks old-fashioned and bulky.

You know that nowadays there is a tendency to minimize the space occupied by the furnishings in any room and you will definitely like to follow the trend when you visit your nearest contemporary furniture store new york. At first you might be amazed by the number of sofas, beds, complete suites that may be offered by any furniture store New Jersey but do not let them fool you around. Indeed, even in luxurious modern furniture stores in Manhattan you will be offered “quality European furniture” but are you sure that all this is true? Definitely, not! Actually, it is really difficult to find out the real origin of this “European furniture” if you are not an expert in this sphere. But we will give you some advice about that.

First of all, if the seller tries to convince you that this is the only quality and authentic furniture article from Europe – do not believe him or her. Right, there are companies that sell modern sofa beds New York and New Jersey but it is NOT made in Europe otherwise the price would be more than $5.000 for just a bed as the shipping is not a cheap option.

This European furniture is made in China but under the strict control from the manufacturers’ side which headquarters are in Europe: France, Germany, Italy or Belgium. But at the same time there are firms that can sell you a fake product, a fake furniture article that is made without any kind of control by the unqualified personnel. If you really want to be sure about the origin and the quality of furniture you want to buy – there is no better way as to study the license, the documents and all the labels and tags on your future furniture.

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